$
$
%
%
$
$
$
Rent comparison
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Yearly return on the cash you'd otherwise put toward a down payment. Higher return → renting looks better.
What's behind these numbers
These defaults are typical U.S. averages — change any that don't fit your situation.
Home value growthHow much the home gains in value each year
%
Rent increasesHow much your rent goes up each year
%
Maintenance & repairsYearly upkeep, as a share of home value
%
Cost to buyOne-time closing costs when you purchase
%
Cost to sellAgent & closing fees when you sell later
%
The verdict
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Net worth if you buy Net worth if you rent Break-even
Net worth — buying
—
equity after selling costs
Net worth — renting
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invested savings